Pradhan Mantri Jan Dhan Yojana Full Details

(PMJDY) Pradhan Mantri Jan Dhan Yojana 2021: Open Online Account

PM Jan Dhan Yojana application. Pradhanmantri Jan Dhan Scheme Bank Account ! Pradhan Mantri Jan Dhan Yojana ! Jan Dhan Yojana Prime Minister Eligibility

Pradhan Mantri Jan Dhan Yojana was announced by the Prime Minister of our country, Shri Narendra Modi on 15 August 2014 and the scheme has been launched on 28 August 2014. Under this scheme in the bank of the poor people of the country, the post office And in nationalized banks, accounts will be opened on zero balance (Accounts will be opened in the bank of poor people of the country, at zero balance in the post office and nationalized banks.)They will be provided with an overdraft facility of Rs 5000 after 6 months and an accident insurance cover of Rs 1 lakh embedded in the RuPay Debit Card and RuPay Kisan Card.

Topics

• Complete 6 years of Pradhan Mantri Jan Dhan Yojana
• Pradhan Mantri Jan Dhan Yojana New update
• PM Jan Dhan Yojana 2021 Highlights
• Some special features of Pradhan Mantri Jan Dhan Yojana
• Objective of Pradhan Mantri Jan Dhan Yojana 2021
• Pradhanmantri Jan Dhan yojana Game Changer
• How many accounts have been opened in Jan Dhan Yojana so far
• Pradhanmantri Jan Dhan Yojana 2021
• Funds sent in Jan Dhan Yojana
• Factors of Pradhan Mantri Jan Dhan Yojana
• Benefits of Pradhan Mantri Jan Dhan Yojana 2021
• Documents of Jan Dhan Scheme PM 2021
• How to apply in Pradhan Mantri Jan Dhan Yojana 2021?
• How to check the bank balance of Jan Dhan account?
• 1 Through the portal
• 2 Through missed call
• Bank login process
• SLBC login process
• User feedback process
• Process to view feedback status
• Progress Report Viewing Process
• Contact list download process
• Nodal Agency Address
• Contact Information

Complete 6 years of Pradhan Mantri Jan Dhan Yojana

Like you all know. Pradhan Mantri Jan Dhan Yojana was launched on 15 August 2014 by the Prime Minister of our country, Shri Narendra Modi. One of the biggest schemes of the Modi government is the Pradhan Mantri Jan Dhan Yojana, which has completed 6 years today. Today, when its 6 years have been completed, PM Modi tweeted and congratulated the people and put the main things related to this scheme in front of all the citizens. Prime Minister has tweeted and said That the purpose of this scheme was to connect those who were deprived of it to the banking system. This initiative has proved to be a game changer.

Pradhan Mantri Jan Dhan Yojana New update

As you all know, the Pradhan Mantri Jan Dhan Yojana was to connect every citizen of the country with banking facilities. Many citizens of the country have benefited under this scheme. Now new calling facility is being made available under Pradhan Mantri Jan Dhan Yojana. Through this calling facility, the account holders can get any type of information related to the account.This calling facility will be toll free and different numbers will be made available for all states of the country. Now you can solve any problem by contacting this account at this toll free number sitting at home. They will not need to go round the banks. This will save both time and money and bring transparency in the system.

PM Jan Dhan Yojana 2021 Highlights

Name of the scheme	Pradhan Mantri Jan Dhan Yojana
Started by	Prime Minister Shri Narendra Modi
Launch date	15 August 2014
beneficiary	Citizens of the country

Some special features of Pradhan Mantri Jan Dhan Yojana

The Jan Dhan Yojana was launched by the Prime Minister of our country, Shri Narendra Modi in 2015. Zero balance accounts were opened under this scheme. So far, more than 1.20 crore accounts have been opened under Pradhan Mantri Jan Dhan Yojana. Which has a deposit of Rs 1,31,639 crore. Through this scheme, the government has set a target to connect every citizen of the country. During the lockdown of Kovid-19, ₹ 500 per month were sent to the Jan Dhan accounts of women by the government.More than 20 crore women were benefitted under this scheme. Open accounts are used by the government under the Jan Dhan Yojana to benefit any government scheme. Some of the special features of Jan Dhan Yojana are as follows.

• Under the Pradhan Mantri Jan Dhan Yojana, a savings account of a beneficiary is opened.
• There is no need to maintain any minimum balance in the account opened under this scheme.
• Interest is also provided by the bank on accounts opened under Pradhan Mantri Jan Dhan Yojana.
• Under this scheme a debit card is given to the beneficiary.
• Accidental insurance cover of ₹ 200000 is also provided under Pradhan Mantri Jan Dhan Yojana.But you can avail this facility only if you have used a debit card.
• A life insurance cover of ₹ 30000 is also provided under this scheme.
• An overdraft facility of ₹ 10000 is also available on Pradhan Mantri Jan Dhan account but to avail this facility it is mandatory for the beneficiary to have the account linked with Aadhaar.
• This account is also used by the government to transfer direct benefits for any scheme.

Objective of Pradhan Mantri Jan Dhan Yojana 2021

Like you know that there are many people who are unable to open their bank accounts and are not aware of the banking facilities provided by the bank. This is a very good initiative for the poor families of the Central Government. This Prime Minister Jan Dhan Under the scheme 2021, to provide financially poor people of the country, backward class people the facility to open an account in the bank on zero balance and to provide the facility of getting loan based, transfer facility, insurance and pension facility.Through the Pradhanmantri Jan Dhan Yojana 2021, financial services like banking / savings, deposit account, remittance, loan, insurance, pension, etc. are to be effectively made available to all.

Pradhanmantri Jan Dhan yojana Game Changer

• Many poor people of the country have benefited through this scheme. PM Modi further wrote, “Due to Pradhan Mantri Jan Dhan Yojana, the future of crores of families has been secured. Most of the people are from rural areas and are women. Who have worked for this scheme.
• Under the Pradhan Mantri Jan Dhan Yojana 2021, more than 40.35 crore accounts have been opened in which Rs 1.31 lakh crore has been deposited.
• Of the total accounts opened under this scheme, 63.6 per cent have been opened in rural areas and 55.2 per cent account holders are women.
• There is also a facility to get debit cards in Jan Dhan accounts.

How many accounts have been opened in Jan Dhan Yojana so far

So far, more than 40 crore bank accounts have been opened under this scheme. According to the figures so far, the number of beneficiaries under this scheme has reached 40.05 crores and more than Rs 1.30 lakh crores have been deposited in these bank accounts. In view of the success of this scheme, the government has increased the accident insurance of Rs 1 lakh to account holders under the scheme to Rs 2 lakh.

Pradhanmantri Jan Dhan Yojana 2021

Under this scheme, benefits will be provided to the poor people of all rural and urban areas of the country. Under the scheme, if the eligible beneficiary dies due to any reason after opening the account (An eligible beneficiary dies due to opening of account), then the central government will also provide an additional insurance cover of Rs 30,000 to the beneficiary’s family. provide an additional insurance cover of Rs 30,000 to the beneficiary’s family.).Pradhanmantri Jan Dhan Yojana 2021 is also known as Jan Dhan Khata. Under this scheme, poor people can open their account very easily. They will neither have to pay any money nor will they have any problem in opening the account. Through this scheme, the people of the country will get financial services easily.

Funds sent in Jan Dhan Yojana

Due to the lock-down in the country, an amount of 500 rupees is being sent to the Jan Dhan account of women of poor families. Under this scheme, 1.20 lakh crore rupees were deposited in the accounts of poor women of the country till April 1, 2020.But now according to official figures, the deposits in the accounts opened under Pradhan Mantri Jan Dhan Yojana increased to Rs 1.28 lakh crore in the week ended April 8, 2020. On April 8, Rs.127,748.43 crore was deposited in the accounts of 38.12 crore women.

Factors of Pradhan Mantri Jan Dhan Yojana

The PMJDY scheme consists of 6 pillars as follows.

• Accessible to banking facilities – With this, they are trying to put each district in SSA which means sub service area under which at least one to two thousand households will be covered within a range of 5 km.
• Basic banking facility – They targeted at least one bank account in each unsold household,So that it can enhance the culture of banking habits in every household and convince them to save their hard earned money in bank account.
• Financial Literacy Program – To educate them about financial literacy so that they can operate ATM card and know its benefits.
• Micro Credit – Once you open an account and operate it satisfactorily for the next six months,So you are eligible for Rs 5000 credit facility and for this the bank will not ask you for any kind of security, purpose or use of credit.
• Micro Insurance Facility – With this all BSBD (Basic Savings Bank Deposit) account holders are eligible for micro insurance and there are two insurance schemes for it.
• Pradhan Mantri Jeevan Bima Yojana (PMJBY) – Under this, the beneficiary will get a life insurance cover of Rs 2 lakh and for this they will have to pay a premium of only Rs 330 per year.
• Pradhan Mantri Suraksha Bima Yojana (PMSBY) – This insurance scheme will give you a contingency cover of Rs 2 lakh and for this you only have to pay a premium of Rs 12 per year.
• RuPay Debit Card – Once you open an account you will get a RuPay Card (ATM Card), which includes accident insurance of only Rs 2 lakh.

Benefits of Pradhan Mantri Jan Dhan Yojana 2021

• Any citizen of the country can open their account in banks under this scheme and children of up to 10 years of age can also open their account under this scheme.
• Under this PM Jan Dhan Yojana 2021, accident insurance up to Rs 1 lakh will also be covered on account opening.
• Under the Pradhan Mantri Jan Dhan Yojana, a life insurance of Rs 30,000 will be payable to the beneficiary on reimbursement of normal conditions on his death.
• Under PMJDY 2021, the interested beneficiaries can take a loan of up to Rs. 10,000 without opening any paper magazine to the account holders on opening a Jan Dhan account in any bank.
• Beneficiaries of government schemes will get direct benefits in these accounts.
• Overdraft facility of Rs. 5000 / – will be provided in one account of each family, especially women account.
• Pradhan Mantri Jan-Dhan Yojana (PMJDY) is the National Mission for Financial Inclusion to ensure affordable access to financial services like Banking, Savings/Deposit Accounts, Remittance, Credit, Insurance, Pension.
• Account can be opened at any bank branch or business correspondent (bank friend) outlet.
• Accounts opened under PMJDY are being opened with zero balance.
• However, if the account holder wants to get the check book, he has to meet the minimum balance criteria.
• So far, 38.22 crore beneficiaries have deposited funds in banks and Rs 117,015.50 crore has been deposited in the bank account of the beneficiaries so far.

Documents of Jan Dhan Scheme PM 2021

• Applicant’s Aadhar Card / Identity Card / Driving License / PAN Card
• mobile number
• Passport size photo
• address proof

How to apply in Pradhan Mantri Jan Dhan Yojana 2021?

Interested beneficiaries of the country who want to open their account under this Pradhan Mantri Jan Dhan Yojana 2021 will have to go to their nearest bank. After going to the bank, you have to get the application form to open Jan Dhan account from there. After taking the application form, you have to fill all the information asked in the application form.After filling all the information, you will have to attach all your necessary documents to the application form along with the application form and submit the filled application form to the officer of the bank. Money account will be opened.

How to check the bank balance of Jan Dhan account?

As you all know that the outbreak of Corona virus is increasing in the country, due to which people are again facing a lot of problems. Due to this epidemic, the citizens of the country are not able to go out of the house, so the government is providing many facilities to the citizens of the country.Some people want to see the balance of their Jan Dhan account, they are not able to go to the bank, to overcome this problem, the bank has now simplified the way of checking the bank balance. Only you can make a bank check of Jan Dhan account. You can check the balance of Jan Dhan account in 2 ways. Which we have given below.

1 Through the portal

First of all, you have to go to the official website of PFMS. After visiting the official website, the home page will open in front of you.
On this home page you will see the option of Know Your Payment. You have to click on this option. After clicking on the option, the next page will open in front of you.

On this page, you have to enter your bank name, your account number. Here you have to enter the account number twice. After filling the account number, you have to fill the captcha code.
And then you have to click on Send OTP on registered mobile number. After this OTP will come on your mobile number, then you can check your bank balance by putting OTP.

2 Through missed call

If you do not want to do a bankless check of Jan Dhan account through the portal, then you can also check your bank balance through a missed call.
If your Jan Dhan account is in the State Bank of India, then you can give a missed call on 8004253800 or 1800112211 number.
But you have to make a missed call from the same mobile number which is registered in your bank account.

Bank login process

First of all, you have to visit the official website of Pradhan Mantri Jan Dhan Yojana.

Now the home page will open in front of you.
On the home page, you have to click on the tab to right to us.
Now you have to click on the link for bank login.

Now a new page will open in front of you in which you will have to enter user-id and password.
After this, you have to click on the sign in button.
This way you will be able to login.

SLBC login process

First of all, go to the official website of Pradhan Mantri Jan Dhan Yojana. The home page will open in front of you.
On the home page, you have to click on the tab to right to us.
After this you have to click on the link for SLBC login.
Now you have to click on the link to go to login.

After this a new page will open in front of you in which you will have to enter username and password.
Now you have to click on the login button.
This way you will be able to login.

User feedback process

First of all, you have to visit the official website of Pradhan Mantri Jan Dhan Yojana.
Now the home page will open in front of you.
On the home page, you have to click on the tab to right to us.
Now you have to click on the link for user feedback.

After this, the feedback form will open in front of you. In which the requested information such as type, related to, bank, district, applicant name, details etc. will have to be entered.
Now you have to click on the save button.
In this way you will be able to give feedback.

Process to view feedback status

First of all, go to the official website of Pradhan Mantri Jan Dhan Yojana. The home page will open in front of you.
On the home page, you have to click on the tab to right to us.
After this, you have to click on the link for user feedback.

Now you have to click on the link to the status inquiry.
After this, you have to enter the reference number and captcha code.
Now you have to click on the search button.
Feedback status will be on your computer screen.

Progress Report Viewing Process

First of all, you have to visit the official website of Pradhan Mantri Jan Dhan Yojana.
Now the homepage will open in front of you.
On the home page, you have to click on the link for the progress report.

As soon as you click on this link, you will have a progress report in front of you.
You can see the number of beneficiaries in it.

Contact list download process

First of all, you have to visit the official website of Pradhan Mantri Jan Dhan Yojana.
Now the homepage will open in front of you.
On the home page, you have to click on the link to contact us.

As soon as you click on this link, you will have a contact list.
You can see this link contact details.

Nodal Agency Address

Pradhanmantri jandhan Yojana,

Department of financial services,

Ministry of finance,

Room number 106,

2nd floor, jeevandeep building,

Parliament Street,

New Delhi-110001

Contact Information

Through this article, we have given you all the important information related to the Pradhan Mantri Jan Dhan Yojana. If you are still facing any kind of problem then you can solve your problem by contacting the National Toll Free Number. The national toll free number is 1800110001, 18001801111.

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